willis8732 wrote:Well what I am trying to do norm is but a full album for my boy I want to do all the work for him and get plate numbers etc etc (in time I will invest in a good album),so that in 20 yrs its worth a bit more than what I paid.
Which is exactly why I was suggesting the maximum prices you should be looking at when purchasing material. Most bottom feeding material will NOT increase in price over a twenty year period. For example, many USA 3 cent commemoratives still often trade wholesale at under face value and are used only for postage. Compare the purchasing power of 3 cents in the 11930's/1950's to now, and see how much money has been lost.
GB, Australia, New Zealand mint material from the 1970/90's period sells at around 50%-70% face if you can find a buyer, and is virtually all used as discount postage. Very modern material may get a return, as a lot of dealers have simply stopped buying new issuesl - little demand - and rely on other "investors" for future purchases. So any decent spike in collecting numbers will make 2000 onwards era stamps worth more than face value. There 'aint that many around. But that number will have to outnumber us "oldies" who are dying, and whose material will come onto the market in the near future.
I understansd that modern USA and Canada wholesales a bit higher (80-90%?) of face value - I will leave it to other members of this Board to comment on this.
German 1970/90 stamps, now demonetised since the Euro are, I understand, selling wholesale at around 20% - 40% of face, because they can no longer be used for postage, and these are no new collectors around to take up the excess. The secondary market for the stamps as collectables is simply not there. That is a loss (not countiing inflation) of 80%.
To take my favourite example, the first Australian Decimal series was selling at over $A250.00 during 1980/82. You can now buy as many sets as you want for $A25/$30 each!
Hong Kong went beserk for two years before the China handover, and people paid stupid prices for common stamps, many which might as well be used as tissue paper these days.
What I am trying to get through to you is that as far as future value there are no guarantees at all. It is a raffle. Cheap common material does NOT go up any more than the inflation rate, and for really cheap junk, even less. And, like it or not, the market for common to reasonable (say 10c per hundred to maybe $100 each) is still contracting, because there seems to be very few new collectors to take up the excess of material that is laying around.
I think I recall you saying at one point that you read that stamps are a good investment, and that you found this on the WEB somewhere. I recall Stanley Gibbons saying this about their "investment portfolios" which are now starting to look a little bit shaky. I suggest you google Afinsa, and see how their investment portfolios went, before the stamp scheme they were promoting went belly up.